February 2014 - AIL Agent Resource Center

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spotlight February  2014 Vol. 47 No. 2

MARK NEILSON INDIVIDUAL PRODUCER OF THE YEAR 2013

A monthly publication spotlighting top producers of American Income Life and National Income Life

Insight

News Page  spotlight

Published monthly by American Income Life Insurance Company for the dissemination of information to its Producers. Prior permission must be obtained from American Income for reproduction or other use of material herein.

Roger Smith

Managing Editor

Chief Executive Officer AIL & NILICO

Sam Yarbrough [email protected]

Writer & Copy Editor Leah Fry [email protected]

Lead Designer

Ordinary But Not Average It’s supposed to be hard. If it wasn’t hard, everyone would do it. The hard… is what makes it great. — Jimmy Dugan (Tom Hanks), “A League of Their Own” [1992] Each year, I have the distinct privilege of notifying our award winners of the previous year. I love talking to them. Everyone has a story and I enjoy hearing about the sacrifices they made, the obstacles they overcame and what they learned about themselves along the way. In all my years of talking with our top producers, I can honestly say that not once have I heard anyone say, “Roger, it was smooth sailing; a cinch. I did the bare minimum that was required of me and before I knew it, I was Number One.” Just as it is in the rest of life, you reap what you sow in your career with AIL/NILICO/UHL. You get out of it what you put into it — when you put passion and hard work in, you earn the rewards of financial success and recognition. Successful people instinctively know this, and that’s what spurs them to go above and beyond what is expected of them. They are ordinary people — but they are anything but average — determined to do extraordinary things. Think of Olympic athletes. They are ordinary in every way but not average in any way. They surround themselves with other people who refuse to be average and who want to win as badly as they do. They know what it takes to reach the level of competition they will face in the Olympics. They are at the top of their game because they consistently go above and beyond in their quest for gold. “Good” is never good enough. They are willing to do what others are not. Many work at regular jobs in addition to training in their sport. Some have compelling stories of hard work, discipline, sacrifice and sometimes even unspeakable tragedy. Overcoming adversity makes Olympic victory that much sweeter.

Let’s face it: if winning were easy, everyone would be a winner. Surrounding oneself with excellence, possessing a clear vision for the future and crafting a plan to achieve it that goes beyond what others are willing to do — that’s a recipe for success. Just ask our #1 Individual Producer of 2013, Mark Neilson (see pages 20-21). Mark, who has been coached by some of AIL’s finest, literally mapped out the entire year on his calendar. He knew exactly where he’d be and what he’d be doing every day of the year. He hit the ground running and was off to an amazing start. But “stuff ” happens to the best of us, and Mark was not immune. He admits to having a couple of months where he lost focus… and it showed in his numbers. But he refocused, fought to regain his momentum, and finished the year at the top in spite of the setback. He attributes his end-of-year victory to his strong start back when the year was young. Mark, I commend you for your hard work, for not giving up, for not making excuses when that would have been the easy thing to do. I want to congratulate all of our 2013 top producers. I look forward to honoring you onstage in San Francisco. And if you are not among this year’s award winners, there is still time to decide to practice excellence in the same way Olympic athletes give their all every run, every match, every performance. You never know when YOUR best could be THE best.

There is a growing need for ambitious leaders. AIL/NILICO is looking for MGAs and GAs wanting to pursue the SGA Career Track. If you are interested, speak to your SGA, then send an email to: [email protected].

total bonuses paid out

This month AIL and NILICO paid a total of $2,757,698 in bonuses. For more information on the monthly bonuses, turn to Page 34-41.



Total: $2,757,700

required retention rate

Graphic Designer

featured in Spotlight, Producers must meet the required Retention or the minimum Net to Gross. Net to Gross varies based on bonus guidelines and is used only during the Producer’s first nine months. The rates listed below are for Spotlight recognition only.

Jonathan McGinnis [email protected]

Multimedia Designer Curtis Kenney [email protected]

Contributors

Daniel Acton Becky Brown Paula Clements Karen Curtis Barbara DuPree Carrie Eckles Lana Giebe Angel Henderson Jamie Kiefer Mary Lampert Muñeca Moody-Yanez Luke Murphy Pat Nevarez Kristin Nichols Teri Porter Amy Rivera Robyn Talley Sherri Waldrip Rhonda York

2013 club qualifiers

pg. 13 leadership academy

pg. 14 2014 convention qualifiers

Effective Jan. 1, 2014, to be eligible for bonuses and be

Retention: Net to Gross:

69.0% 78%

dates to remember

eApp business and paper applications subject to the 7 day hold should be uploaded or sent to Home Office by Monday 03/24 before 2:00 p.m. CST. Paper apps excluded from the 7 day hold and PR credits should be sent to Home Office by Thursday 03/27. eApp business excluded from the 7 day hold should be uploaded by Monday 03/31 before 2:00 p.m. CST to count for March production.

corrections

In the January issue of Spotlight: • Timothy Cruise should have been listed #32 on the IP YTD rankings with $130,420 Net ALP and 69.1 Ret. • David Guzman should have been listed #3 on the GA YTD rankings with $556,866 1st Six Mo Agt and 69.0 Ret. • The wrong picture was shown for Matthew Diulus on the MGA rankings page.

pg. 18 individual producer of the year 2013

pg. 20 2013 award winners

pg. 22

Home Office

254-761-6400

Web Sites

www.ailife.com www.nilife.com www.unionheritagelife.com AILLaptopOnDemand.com NILICOLaptopOnDemand.com www.ailacademy.com www.mylifeatail.com www.mylifeatnilico.com www.ailnews.com

Social Media

www.twitter.com/AIL_NILICO

www.facebook.com/AIL.NILICO www.youtube.com/AILifeTV

Recruiting Support

© 2014 by American Income Life Insurance Company I Believe

New Markets Opening & Expanding

Annalee MacFie [email protected]

www.ailife.com/recruiting

02 Spotlight February 2014

sga career track

FPO

look for me!

MGA December 2013 Production 6. Matthew Diulus Pittsburgh, PA

*look for the asterisk

The asterisks, shown throughout the magazine, indicate that place will be a year-to-date award winner. The Producers, who will be recognized at the 2015 Awards Presentation are: the top SGA from each category based on YTD First Six Month Objective Percentage plus YTD Net ALP growth percentage, the top two RGAs, the top five MGAs, the top five GAs, the top SA, and the top ten Individual Producers, the top two PR Representatives from each category, and the top three PR Managers. You can view the 2015 Convention Qualifications online at www.ailife.com or www.nilife.com. Check your production! If there is an asterisk by your position, you could be on your way to stay at the wonderful Manchester Grand Hyatt in sunny San Diego, California! The convention will be held May 14-17, 2015.

Eligibility must occur in the 3rd, 4th or 5th month of tenure. Tenure month is determined by agent’s contract date (first application date) with the Company. Hire/code month is Month One and based on agent’s first application date in the system. Hire month counts as a full month of tenure regardless of whether agent codes on the first day of the month or last day of the month.

2014

JANUARY BONUS PAYOUT: $264,500

04

JANUARY BONUS QUALIFIERS: 255

NAME TOTAL

NAME TOTAL

NAME TOTAL

Ismael Aguirre-Rivera Jay Allman Alina Avdeyeva James Barlow Ruth Bingham David Brooks Erik Brudos Karen Bustamante Allegra Carnevale Gregory Chin Patricia Cicerale LaToya Clark Michael Cooper Sarah Cooper Daniel Dunham Lincoln Dziekonski Robert Elliotte Sherlock Fenderson Brittany Garland Dinesh Ghising Sarah Gilley Anthony Gropelli David Hatfield

Dennis Hickey William Hiering Winston Hills Roneesha Johnson Michael Jones Orby Kelley

Nakia Peters Jhameka Quarles Josela Reales Danielle Rogers Nial Samsoondar Kyle Schroeder-Gurnicz Lata Selui Antonio Singleton Kelley Solomon Joseph Terry Weslene Thompson Joy Vann-Austin Michael Warren Christopher Wheatley Daryl Williams Troy Williams Salamanaia Ahkuoi Veronica Alvarado Valencia Anderson William Archer Jennifer Beckett Jackie Beckham Janelle Bice

Nathan Brown $1,250 Melissa Burt 1,250 Kenneth Cargill 1,250 Melissa Celaya 1,250 Martial Charles 1,250 George Connell 1,250 Roman Corbin 1,250 Angel Cordero 1,250 Paul Cossier 1,250 Cynthia Craig 1,250 Alfred DeRose 1,250 Margarita Dowling 1,250 Goran Elovsson 1,250 Carmina Escobar-DeLeon 1,250 William Flahive 1,250 James Fox 1,250 Melissa Foy 1,250 Eric Goldschmidt 1,250 Steven Grant 1,250 Giselle Guardia 1,250 Shawn Hallum 1,250 Jesse Harris 1,250 Keenan Harris 1,250

Spotlight February 2014

I Believe

$1,500 1,500 1,500 1,500 1,500 1,500 Mary-Louise Knatchbull-Hugessen 1,500 Patrick Kushla 1,500 Mike Lade 1,500 Whitney Lee 1,500 Dominick LeGrande 1,500 Makerita Malo 1,500 Emilee Manthey 1,500 Jamie McCrea 1,500 Jennifer McGraw 1,500 Brittiany McMillan 1,500 Nicholas Miller 1,500 Dennis Murphy 1,500 Todd Neely 1,500 Robert Novotne 1,500 Graeme Orr 1,500 Silvana Pajor-Flores 1,500 Dan Pelletier 1,500

Agent must have minimum of 86% Net-to-Gross in month 3 and 82% Net-to-Gross in months 4 and 5. *Qualifications and guidelines are on the ARC.

NAME TOTAL $1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500

This bonus will be effective after January 2014 AP&P Reports have been run. First payment with new guidelines will be in February 2014.

$1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,250 1,250 1,250 1,250 1,250 1,250 1,250

NAME TOTAL

NAME TOTAL

NAME TOTAL

NAME TOTAL

Jacob Hashimi $1,250 Shane Hastings 1,250 Joseph Hauptman 1,250 Damaris Henderson 1,250 Gregory Henderson 1,250 David Hudgins 1,250 Joseph Huh 1,250 Ronnie Hurst 1,250 Andrew Hynan 1,250 Louis Irizarry 1,250 Tyler Jackson 1,250 Joachim Jean 1,250 Chad Johnson 1,250 Michael Kachenmeister 1,250 David Kerul 1,250 Sohailahmed Khan 1,250 Kevin Lewis 1,250 Janine Lieske 1,250 Tonya Lundeen 1,250 Derrick Madison 1,250 Josalyn Maginnis 1,250 Alysia Manley 1,250 Samantha Marsh 1,250 Desiree Martin 1,250 Nancy Martin 1,250 Hugo Mercado Haro 1,250 Christina Meyer 1,250 Amir Minaee 1,250 Vanessa Montejano-Mariscal 1,250 Julian Morris 1,250 Jewel Nash 1,250 Oliver Nivaud 1,250 Frederick Noel 1,250 Peggy Noplos 1,250 Deante Odom 1,250 Victoria Ortiz 1,250 George Oshea 1,250 Ryan Parker 1,250 Charrise Parks 1,250 Tevita Pasi 1,250 Tobe Pope 1,250 Belinda Randolph 1,250 Matthew Re 1,250 John Reilly 1,250 Iris Saavedra-Garcia 1,250 Katherine Sanchez 1,250 Kareen Sanders 1,250 Hugo Santos-Suarez 1,250

Mark Scanlon Jeremy Schroeder Richard Sewell Carla Shuler Justin Sloat Kristina Smith Zack Smith Amanda South Stefan Sundstrom Mauri Swanson Helina Tadesse Tiffani Tavormina Kayla Taylor Hehenga Tupouniua Ramon Velasquez Ardith Viste Linwood Walker Kerry Walter Dustin Wambsgans Gabrielle Warrick Teronha Wilson Victor Wise Mariafe Abadbarte Armando Aiello Joseph Astudillo Eyad Awdi Gina Beras-Ortiz Norman Beverage Randy Bistline Kirk Brooks Lytoni Brown Nicole Bruno Jill Canale Andrew Chambers Gail Cowley Arian Creque Antolina Cuevas Maria Daurelio Theresa Davenport Michael Denton Harlan Dixon Daniel Dukess Thomas Eckert Dashawn Evans Taylor Foster Rachel Gallagher Marce Garbett Amanda Geter

Summer Gonzalez Jean Gordon Arthur Guerrero Suzanne Harkins Naomi Hawkins Jeffrey Hazell Davelle Heath Vanessa Hensley Philip Herner Katie Heuer William Hoffman Megan Holder Jon Houser Anne Illingworth Diane James Ulrich Jansen Benjamin Jenkins Lisa Kaluzny Carinne Kuehl Wade LaFever Karla Lainez-Solano Kerlens LaRose Michele Lelio Maureen Lydon Sefo Makaui Renee Maron Jesse Martin Anna Midowicz Peggy Morales Rebyka Moyer Brian Mulligan Jordan Mullins Christopher Page Valerie Pardo Jun Park Myesha Perkins Joseph Quattrochi Paola Rios Meghan Romero Kelsey Roth Mitchell Royraia Michael Russin Mina Saadalla Arien Seemann Jammar Sessoms Epi Siamoa-Brown Jill Sidoruk Turehu Simon

Paul Smith $500 Matthew Soza 500 Dickie Stephens 500 Vanina Strickland 500 Mary Joan Tolibao 500 Dietrich Truchsess 500 Constance Tuiteleleapaga 500 Ronald Utter 500 Valentin Vera 500 Christina Wacker 500 LaToya Walters 500 Joseph Wasswa 500 Matthew White 500 Ashley Wilson 500 Ricky Winningham 500 Gerald Wright 500 Theodore Wuschke 500 Jahzeel Zamora 500 Victor Zavaleta 500

$1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500

$500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500

I Believe

Spotlight February 2014

05

06

30 Years of Service Robert Seeber, AGT 22 Years of Service Chuck Hill, PR 20 Years of Service Melinda-Rae Lyse, RGA 14 Years of Service Barbie Stillwell, AGT 12 Years of Service Patrick Duray, AGT Susan Kelleher, PR 11 Years of Service Christopher Clark, MGA Desi Dimitrova, SGA Byron Paz, AGT Shelly Russell, MGA Patrick Stenglein, RGA 10 Years of Service Leon Thompson, AGT

9 Years of Service Ronald Rivera, AGT Matthew Willrodt, MGA 8 Years of Service Katherine Fallon, AGT Christopher Jordan, SGA Ewa Marinaccio, AGT Timothy Nolan, AGT Robert Shafer, RGA Ricardo Subero, AGT 7 Years of Service Mike Allen, AGT Kenneth Greer, MGA Kasali Kotun, GA Matthew Lukesh, MGA Dale Meyer, SA Tiffany Roland, SGA 6 Years of Service Kellen Cuttance, MGA Dustin Kiss, AGT

Vera Leus, AGT William Parmeter, AGT Anne Powihongi, AGT Victor Rodos, AGT Ernestine Rush, AGT 5 Years of Service Lesina Ah Sue, SA Christopher Chovanec, GA Richard Dyer, SGA Lucky Faaitiiti, MGA Donald Hill, SA Sandra Linse, AGT Lidia Meglei, GA Randy O’Campo, AGT Minh Phung, MGA Brian Schreiter, RGA Carmella Stroud-Blitch, PR 4 Years of Service Michael Burningham, AGT Barbara Geier, AGT

Ryan Kissling, AGT Richard Luzaich, AGT David Nham, RGA George Noujaim, AGT Travis Picklesimer, MGA Cynthia Syvanych, PR Bobby Szwaja, MGA Gregory VanSuch, MGA 3 Years of Service Giancarlo Altube, AGT Yihao Chen, GA Eric Ebbitt, MGA Kelly Hassert, AGT Stephen Jeung, MGA Andrew McQuade, RGA Prentiss Parker, AGT Dexter Phillip, GA Madai Price, AGT Philip Roffi, GA Ruben Santillana, GA

Jennifer Sprout, PR Ritia Tokahere, SA Ransey Vazquez, MGA 2 Years of Service Robin Aalderink-Page, PR Ibrahim Bah, GA Albert Biney-Amissah, SA Hector Carrillo, GA Kelly Cruse, AGT Gian-Paolo Diberardo, GA Mark Diebolt, GA Maurice Doucette, SA Aaron Dupras, GA Christopher Earle, MGA Charley Forshee, MGA Drew Frazier, MGA Timothy Frederick, AGT Todd Glazer, MGA Lisa Gomez, AGT Michael Hicks, AGT

Anand Jailall, AGT Steve James, MGA Patrick Knouse, MGA Virginia Lee, AGT Mark Lomonaco, SA Sione Maumau, GA Jacqueline Mesias, AGT Roberto Navarro, GA Yvette Nelson, AGT Kendra Orng, GA Aleksandra Parizher, AGT Victoria Perea, SA Samneang Prom, MGA Antonio Reyes, MGA Tilly Roebeck, SA Spencer Rowland, MGA David Schanuel, GA Michelle Simons, AGT Cynthia Sittig, SA Anne Strayer, AGT

Alex Torruella, MGA Jamie Winters, GA 1 Year of Service Anita Alexander, AGT Kalai Asuela, SA Cameron Bain, SA Theodore Barnes, AGT Jared Bowling, SA Taylor Boyd, AGT Montrece Braddy, SA Mary Bucki, SA Sofia Cabral, AGT Mark Caraway, GA Roselinda Catanzaro, AGT Jason Crawford, GA Joanne Davenport, AGT Carolyn Delaney, SA Nikki Dixon, PR Sheila Downey, MGA Shanita Ellmers, SA

Leticia Fields, GA Gregory Grady, GA Brian Hall, AGT Jeffrey Hall, GA Michael Harnanan, SA Tammie Hartman, SA Gisselle Hernandez-Nunez, AGT Howard Heron, GA Peter Hornbeck, MGA Bryan Hurley, SA Edith Hymes, AGT Andrea James, SA Jorie Jaskoske, AGT James King, GA Joseph Kleeb, SA Jason H Lee, GA Jonathan Leitzel, SA Marti Long, GA Ileana Lopez, AGT Jose Lopez-Lopez, AGT

Jesse O Martin, GA Heather Matchett, PR Thomas McConnell, GA James McNutt, SA Destiny Meyer, SA Patrick Mueller, AGT Christopher Murray, SA John O’Leary, AGT Dominic Park, AGT Yvonne Pavlik, AGT Molly Petrone, SA Hem Pokhrel, AGT Harvey Quinn, AGT Brandon Ragland, SA Viktoriya Ramirez-Meraz, SA Nathaniel Robertson, AGT Louie Sanchez, PR Keith Sands, SA Jesse Sault, AGT Malcolm Sawyer, AGT

Preston Schmidli, MGA Ernest Shaw, SA Douglas Simpson, AGT Eric Snyder, SA Fiorella Valqui, AGT Jennifer VanKerckvoorde, GA Douglas Wagner, AGT Roger Weisman, AGT Mathew White, SA Michael A Williams, AGT Soncya Williams, AGT Joshua Yurinko, AGT

State General Agent Moswen Taylor Regional General Agent Mavrick Fredericks Michael Gerstein Andrew McCarthy Ryan McIntosh Jonni Ng Aaron Ralston Marian Sertler Jimmy Tchen Ransey Vazquez Cherri Xie Master General Agent Glenn Arakawa Porter Balke Matthew Bogle

London Burnett Brandon Clark Seth Connelly Sheila Downey Sean Feizkhah Teresa Fox Corey Hallam Corey Helly Daniel Li David McCusker Arthur McDonald Tyler McKnight Jonathan Phillips Michael Shaba Touraan Smith Maria Soliz Alex Torruella

60% General Agent Dywon Davis Komo Davis Jonathan Hanaway Jonathan Hobbs Diane Ishee Katherine McQuade Vincent Millsap Erin Moyer Charles Portnoy Sidney Rodgers Anthony Wright 57.5% General Agent Sandro Basic Samuel Buckwalter Robert Drake Kevin Dukes

Kelvin Fernandez Brian Gilmore Stacy Hollingsworth Amanda Hubbard Meaghan Kehl Zoltan Krecsko Jason H Lee Elizabeth Leming Juan Lopez Brett Maurice Monica Moffett David Ramnarine Enrique Sandoval Andrew Schuksta Alexander Spooner Soncya Williams Jamie Winters

55% Supervising Agent Marissa Boo Keana Brown Jamie Cates Shela Charlot Jason Craig Raquel Craig Jennifer Crandall Michael Denton Debra Dextradeur Edith Fleck Marce Garbett Carrie Gardner John H Garrett Summer Gonzalez Kashanna Granger Rasenia Hogan

Anne Illingworth Joshua Mueller Wynter Nicholas Robert Novotne Roberto Olivares-Roby Andrea Orendain Graeme Orr Valerie Pardo Martin Person Shadonna Pollard Karane Potter Patricia Romero-Otero Sergi Ruiz Alexander Schwartz Michael Turchetta 52.5% Supervising Agent Jay Allman

Jeremy Anderson William Archer Joseph Astudillo Justin Barker Jackie Beckham Gina Beras-Ortiz Tod Bocken Josephine Brown Lytoni Brown Melissa Celaya Patricia Cicerale Geoffrey Compesi Angel Cordero Paul Cossier Rachel Cruz Yonatan delaCruz-Mota Harlan Dixon

Howard Dotson Daniel Dunham Adam Easterbrook Craig Ebinger Linda Eichelberger Adam Elbatnigi Dashawn Evans Donald Felix Sherlock Fenderson Hugo Flores Kimberly Frederick Jeffrey Gilliana Margaret Govero Terry Green Anthony Gropelli Patricia Guyton Kala Hendricks

Philip Herner Dennis Hickey William Hiering Brian Hilton David Hornal Shawn Horton Jon Houser Jessica Jakowiec Michael Kachenmeister George Kamel Travis Kovach Gerald Lake Edmond Lee Joseph McCarthy Joan McKee Vanessa Montejano-Mariscal Michael Nowak

Robert Oehler George Oshea Molly Petrone Edgar Quiroz Rhiarna Russell Sandra Sandoval Kyle Schimizzi Andrzej Sertler Cynthia Sittig Allison Slater Kaitlyn Smith Latia Stanley William-James Suttles Conor Tilow Christopher Weglarz Adam Wolcott Ong Xiong

Spotlight February 2014

I Believe

I Believe

Spotlight February 2014

07

Attention

MGAs

mga Agent Retention — Bonus Program —

Direction

Domenico Bertini Vice President of Field Operations

Dedicated to Our Olympian Agents Matthew Parks

Stephen Hill

Zachary Hart

Mark Kukielski

Cynthia Schneiderman

$4,500 Surace-Smith

$3,750 Steve Friedlander

$3,250 Surace-Smith

$3,250 Eric Neal

$3,250 Sabrina Lloyd

January Bonus Payout:

$167,250

January Bonus Qualifiers:

The best leaders devise strategies for taking the champion’s potential and turning it into tangible results. It takes timing, persuasion, negotiation and a bit of luck.

162

NAME TOTAL

NAME TOTAL

NAME TOTAL

NAME TOTAL

Matthew Parks $4,500 Stephen Hill 3,750 Zachary Hart 3,250 Mark Kukielski 3,250 Cynthia Schneiderman 3,250 Levar Morgan 3,000 Krista Thieme 2,750 Ryan Bisanz 2,500 Magda Figueiredo 2,500 Daniel Hartwig 2,500 Alexandra Graham 2,250 Antonio Reyes 2,250 Bobby Szwaja 2,250 Ofa Tupouniua 2,250 Michelle Crowe 2,000 Todd Glazer 2,000 Nicholas Moore 2,000 Aaron Ralston 2,000 Craig Strompf 2,000 Daniel Umbertone 2,000 Peter Van Der Westhuizen 2,000 Daniel Bauer 1,750 Tere Diamond 1,750 Zach Otto 1,750 Marian Sertler 1,750 Albert Serur 1,750 Justin Adams 1,500 London Burnett 1,500 Jose Carvajal 1,500 Jordan Chalom 1,500 Tony Geer 1,500 Evan Holzhauer 1,500

Lee Jeffers Timothy Kieran Patrick Knouse Jonathan Maust Tim McAdams Syed Quadri Paul Samra Jessica Santamarina Sean Velasquez Brian Welsh Souleymane Bah Robert Dunn Kelly Ekker Aaron Friedlander Darron Hacker Thomas King Kyle Lewicki Jesse Spencer David Thornton Marisa Willgruber Patrice Amador Daniel Bean Andre Bent Britton Costa Jacob DeBoer Sheila Downey Lucky Faaitiiti Christopher Favor Sokol Fazliu Herman Fennell Patricia Fifer Liam Flaherty

Mavrick Fredericks Robert R Hamilton I-Perfection Harris Mark Hileman Robert Kanaan Sebastian Kazek Michael Laramie Ryan McIntosh Rafi Nawabi Joshua Olin Matt Pflueger Travis Picklesimer Chad Potts Christopher Rodriguez Brooke Spain Patrick Stenglein Brandon Summerton Gregory VanSuch Michael Vasu Thomas Vena Natalie Wagner Rodney Ward Ryan Wilson Porter Balke Ronald Esmon Ryan Hall Joshua Jackson Brandon MacDonald Shahab Mahdavinejad William Myatt Minh Phung Atta Saleh

Marc Salvaggi Michael Shaba Randy Teyssier Matthew Turnquist Tara Weisz Sara Welch Reynolds Akuamoa Kevin Appasamy Ala Awad Matthew Bogle Patrick Cremeans Christopher Earle Eric Ebbitt Luay Ghawi Sharif Grays Todd Harding Corey Helly Daven Hermosura Rebecca Klebsch Elaine Kulawiak Melinda-Rae Lyse Andrew McQuade John Nieves Fritznel Octave Glaister Parke Michael Romeo Samantha Sliger Ryan Stenglein Alex Torruella Ryan Tucker Jessica Wilhite Jake Yagjian

$1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,250 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000

$1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 750 750 750 750 750 750 750 750 750

It takes more than championship material to make an Olympian agent. The agent still has to do the hard work in the field, but what goes on outside of the field is just as important.

$750 750 750 750 750 750 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500 500

Champions are agents who are truly the best and who have a gradual building process of: 1. Clearly defined ALP goals 2. Clearly defined activity plan of appointments, presentations, sales etc. 3. Clearly defined desire to win the title We are a company where a debuting agent can come up against the long-time champion, and yet win the fight. Everything is possible with mathematics and a competitive spirit. Couple that with consistent, on going training and you have the recipe for an Olympian American/ National Incomer in the making. An AIL/NILICO/UHL Olympian Agent is someone who believes he/she can win. Their mind and outlook have an incredible impact on their results. They have already identified their natural talents and merged them with knowledge, skill and motivation. That’s why they win every week.

best way to “The forecast the future is to create it. ” They don’t get disheartened when they experience setbacks, but they keep trying until their time comes because they understand that success is inevitable. They know that the best way to forecast the future is to create it. When they win, they always congratulate the others in the competition and respect them for their efforts and most importantly, they know how to have fun. The AIL/NILCO/UHL Olympic team is open to anyone who wants to be an Olympian. Work hard, have fun, dig deep, stretch and Dream Big!!

They are disciplined because they don’t like to experience the pain of disappointment. They can develop a plan and follow it to the end, making adjustments if needed along the way. They practice. That’s why they are perfect.

HERE’S HOW IT WORKS: The MGA Agent Retention Bonus rewards MGAs with Agents on their team who write $4,000 Net ALP monthly in months 4-6 of their tenure. Here’s how it works: If an Agent in MGA hierarchy writes a minimum of $4,000 Net ALP in the 4th month of tenure, the MGA gets $250 bonus; in the 5th month, the MGA gets $500 bonus; in the 6th month, the MGA gets $1,000 bonus. All qualifiers listed achieved at least $500 in bonus totals.

I Believe

Spotlight February 2014

09

CODES Code – $900 contract to date new agent The minimums for recognition are: SA & GA – at least two codes during the month MGA – at least three codes during the month RGA – top three RGAs during the month

SA NAME

# SGA

NAME

Chelsie Young 5 Sabrina Lloyd Brenton Patterson 4 Paul Rumbuc Luke Bressler 3 Altig-Orlovic Jonathan Izquierdo-Rosito 3 Cohen-Cohen Stacy Hollingsworth 3 Chad Panzer Emilee Manthey 2 Altig-Orlovic Jason Sims 2 Altig-Orlovic Brandon Edens 2 Simon Arias Jordan Fenrich 2 Simon Arias Patrick Fraley 2 Simon Arias Alicia Grill 2 Simon Arias Brittney Hawley 2 Simon Arias Rachelle Britzman 2 Jared Cleckner Rita Eisentrager 2 Eric Cochran

GA NAME

10

Spotlight February 2013

I Believe

MGA

# SGA

Celic Bell

2 Emmanuel Villasenor 2 Robert Conway 2 Amber Dregalla 2 Felicity Hammill 2 Moli Kaufusi 2 Ryan Feehan 2 Jennifer McGraw 2 Joel Johnson 2 Janel Wilder 2 Jamie Merva 2 Cale Jasper 2 Christopher Weglarz 2 Joshua Bowman 2

NAME

Brandon Cooley Brandon Cooley Richard Correa Richard Correa Richard Correa Steve Friedlander Giglione-Ackerman Giglione-Ackerman Steve Greer David Hausman Matthew Hogan Sabrina Lloyd Sabrina Lloyd Eric Neal

# SGA

Heather Cullen 6 Cameron Cimino 5 Jenna Grula 5 Brian Jackson 5 Jason Green 5 Nicholas Scordos 5 Ratu Kani 4 Kyle Taylor 4 Calvin Irving 4 Harrynarine Ramoutar 4 Soncya Williams 3 Jordan Albright 3 Joseph Cruickshank 3 Jeremiah Wiskeman 3 Jason Crawford 3 Amanda Hogan 3 Michael Joseph 3 Sione Maumau 3 Corey Hallam 3 John Napiza 3 Shayne Guinn 3 Jason H Lee 3 Adam Meyer 3 Gary Gottlieb 3 Thomas McConnell 3 David Schanuel 3 Charles Belt 3 Joseph Hagerman 3 Sandra Underwood 3 Muhammed Ashraf 3 Alon Fischer 3 Drew Sharp 3 David Rigney 3 Aaron McLean 3

This list recognizes SAs, GAs, MGAs and RGAs for the number of new agents who were coded under their hierarchy for the month. 

Chad Panzer Simon Arias Simon Arias Bob Olson Paul Rumbuc Surace-Smith Steve Friedlander Travis Moody Theodore Pappas Theodore Pappas Altig-Orlovic Simon Arias Simon Arias Simon Arias Cohen-Cohen Richard Correa

Cunningham-Weatherspoon

Steve Friedlander Giglione-Ackerman Jatoft-Foti Sabrina Lloyd Sabrina Lloyd Sabrina Lloyd Eric Neal Eric Neal Dorian Oldham Bob Olson Bob Olson Bob Olson Theodore Pappas Theodore Pappas Philip Prata Scott Rehberg Imran Satti

Kelvin Douglas Maresa Rone Deborah Sanchez Lonny Goodman Michael Denton Sonja Koryhaio Jake Colpitts Seneca Birchmore Derrick Madison

NAME David Guzman Dustin Surace James Hortman John Cochrane Yussuf Elzein Brett Maurice Ashley Ruhl Steven Stensrud Timothy Bugge James King Ronald Rennich Edwin Rodriguez Gregory Graham Larry Gatt Barbara Seyoum Jennifer VanKerckvoorde David Higa Carlos Arballo Beatriz Noriega Regina Duval Jamey Haugen

2 2 2 2 2 2 2 2 2

Bob Olson Bob Olson Bob Olson Theodore Pappas Scott Rehberg Paul Rumbuc Imran Satti Surace-Smith Bob Wingate

# SGA

3 3 3 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 Nicholas Pelham-Clarke 2 Robert Park 2 Hans Owens 2 Jamal Simmons 2 Kevin Talbot 2 Leonel Lazcano 2 Wendy Sotelo 2 Eric Hamblin 2 Ricardo Grandt 2 Erica Pagano 2 Philip Roffi 2 Jorge Guerra 2 Mark Danner 2

Surace-Smith Surace-Smith Bob Wingate Altig-Orlovic Altig-Orlovic Altig-Orlovic Altig-Orlovic Altig-Orlovic Simon Arias Simon Arias Simon Arias Simon Arias Jason Bratin Josh Chalom Samantha Chui Eric Cochran Cohen-Cohen Brandon Cooley Brandon Cooley Richard Correa Richard Correa Richard Correa

Cunningham-Weatherspoon

Chad Deley Joseph Diecedue Joseph Diecedue Desi Dimitrova Desi Dimitrova Mitch Duplantis Laura Fisher Laura Fisher Cindy Furer Giglione-Ackerman Steve Greer

NAME

# SGA

Jameetri Washington 2 Patrick Guthrie 2 Polina Philbin 2 Andy Jaikaran 2 Beau Locker 2 David Ramnarine 2 Antonio Evans 2 Alta Herpel 2 Peter Kwiatkowski 2 Scott Montgomery 2 Victor Schwenoha 2 Henry Fornet 2 Alex Torruella 2 Jane Callies 2 Amanda Hubbard 2 Zachary Santino 2 Richard Pazak 2 Mir Khan 2 John Leggio 2 Emil Mohareb 2 Juan Lopez 2 Paavo Cymanow 2 Nicholas Triantafyllidis 2 Gregory Grady 2 Jeremie Dupuis 2 Alex Grakhov 2 Christopher Kennedy 2 Jason Ryen 2 Lisa Richardson 2 Arie Davis 2 Michael Musso 2 Ian Cary 2

Steve Greer Mathew Hart David Hausman Matt Henderson Matt Henderson Matt Henderson Chris Hernandez Chris Hernandez Chris Hernandez Jatoft-Foti Jatoft-Foti Chris LaFond Sabrina Lloyd Dorian Oldham Oldham-Bianchi Oldham-Bianchi Bob Olson Theodore Pappas Theodore Pappas Theodore Pappas Cisco Perez Philip Prata Philip Prata Alex Roland Imran Satti Surace-Smith Surace-Smith Surace-Smith Moswen Taylor Williams-Zophin Williams-Zophin Bob Wingate

# SGA

Zach Otto 10 Matthew Parks 9 Syed Quadri 8 Steven King 8 Mark Kukielski 7 Atta Saleh 7 William Myatt 6 Ryan Hall 6 Thomas Kijanowski 6 Marian Sertler 6 Gabriel Feldmann 6 Bobby Szwaja 6 Zachary Hart 6 James Keefer 5 Tim McAdams 5 Teryn Lieurance 5 I-Perfection Harris 5 Doreen Ryan-Foti 5 Raymond Risucci 5 Melne Lewis 5 Ransey Vazquez 5 Levar Morgan 5 Ryan O’Malley 5 Melinda-Rae Lyse 4 Tara Weisz 4 Norman Candelore 4 Erin Allen 4 Devin Adams 4 Tere Diamond 4 Magda Figueiredo 4 Mavrick Fredericks 4 Dean Jensen 4 Marisa Willgruber 4 Jessica Santamarina 4 Jessica Wilhite 4 Cynthia Schneiderman 4 Robert Shafer 4 Nicholas Moore 4 Andre Bent 4 Natalie Linker 4 Nasr Quadri 4 Ryan Wilson 4 Andrew Aaron 3 Kevin Appasamy 3 Christopher Hintz 3 Ryan McIntosh 3

RGA NAME

Robert Janev Thomas Vena Justin Adams

Sabrina Lloyd Surace-Smith Theodore Pappas Paul Rumbuc Eric Neal Theodore Pappas Brandon Cooley Laura Fisher Sabrina Lloyd Sabrina Lloyd Chad Panzer Theodore Pappas Surace-Smith Simon Arias Simon Arias Jared Cleckner

Cunningham-Weatherspoon

Jatoft-Foti Dorian Oldham Bob Olson Bob Olson Theodore Pappas Imran Satti Altig-Orlovic Josh Chalom Cohen-Cohen Richard Correa Chad Deley Steve Friedlander Giglione-Ackerman Giglione-Ackerman Steve Greer David Hausman Matthew Hogan Matthew Hogan Sabrina Lloyd Travis Moody Oldham-Bianchi Bob Olson Bob Olson Theodore Pappas Philip Prata Altig-Orlovic Altig-Orlovic Altig-Orlovic Altig-Orlovic

NAME

# SGA

AshLynn Orng 3 John Conard 3 Britton Costa 3 Michelle Crowe 3 Sokol Fazliu 3 Antonio Reyes 3 Albert Serur 3 Herman Fennell 3 James Moland 3 Brooke Spain 3 Andrew McQuade 3 Victor Restrepo 3 Matthew Turnquist 3 Todd Glazer 3 Alvin Hagens 3 Alfred Taren 3 Stephen Hill 3 Ofa Tupouniua 3 Evan Holzhauer 3 Jack Keiderling 3 Kenneth Greer 3 Michael Laramie 3 Kyle Lewicki 3 Samuel Cohen 3 Sebastian Kazek 3 Cara DeFiore 3 Darren Miller 3 Tatjana Tiki Tikhonov 3 Jesse Spencer 3 Sharon Brenner 3 Timothy Wilson 3 Minh Phung 3 Unique Hunnicutt 3 Robert Nolan 3 Kevin Holtz 3 Ryan Bisanz 3 Henry Ingraham 3 John Nieves 3 Dustin Rushin 3

Altig-Orlovic Simon Arias Simon Arias Simon Arias Simon Arias Simon Arias Simon Arias Samantha Chui Eric Cochran Brandon Cooley Richard Correa Richard Correa Richard Correa Joseph Diecedue Desi Dimitrova Desi Dimitrova Steve Friedlander Steve Friedlander Giglione-Ackerman Giglione-Ackerman Steve Greer Steve Greer Mathew Hart David Hausman Matt Henderson Chris Hernandez Chris Hernandez Jatoft-Foti Stephen Jubrey Theodore Pappas Philip Prata Scott Rehberg Alex Roland Paul Rumbuc Surace-Smith Brian Traboulay Williams-Zophin Bob Wingate Bob Wingate

# SGA 26 Sabrina Lloyd 18 Simon Arias 16 Simon Arias

I Believe

Spotlight February 2013

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2013

Outlook

2 MDC Agent SGA Max Quasem Cohen-Cohen Agent SGA Kevin Haines Imran Satti Ross Ewen Scott Rehberg Eugene Kashkin Altig-Orlovic Ryan Kendl Altig-Orlovic Benjamin Mancillas Chris Hernandez

Susan Fuldauer Vice President of Public Relations Field Operations

Champions What is it that separates champions from the rest of the crowd? It’s having the dream, believing in the dream and doing the work it takes to realize that dream. Whether it is the Super Bowl champions, Olympic champions or AIL/NILICO/UHL’s own champions, remaining static is not in their makeup. Making it to the top, becoming the title holder, the winner, the champ, who takes the gold, takes talent, drive, vision and being tough enough to finish the contest. You can be assured that our top Individual Producer for 2013, our top Sales Director, SGA, RGA, MGA, GA, SA, PR Director, PR Manager and PR Rep are not satisfied with status quo or a good-enough-is-goodenough attitude. Laser focus on a goal and fighting to reach that goal is what makes champions. These champions hold the title of the best in their category. That’s something to crow about. But is it enough? Is there another level to reach? Of course, there will be. Champions don’t rest on their laurels. They reset, recharge, refocus and dream all over again. So what does it take to push status quo and doubt to the side and reach for what has never been done before? According to a few of the players in the recent Super Bowl XLVIII, “It takes playing with no regrets,” “It’s about living the dream” and “Being able to see the victory.” Translated for us; have a vision, set your plan in motion and don’t look back. Be consistent day in and day out and keep momentum on your side. There is no room for negative self talk, but there is always room to say “Yes” to setting your personal bar high enough to be challenging. Champion is a state of mind. A champion competes from within as much as with others. Champions will strive to be better than their current best. Certainly, a champion experiences setbacks somewhere along their path to greatness, but it’s the ability to come back and to achieve that sets champions apart from others.

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I Believe

don’t rest on “Champions their laurels. They reset, recharge, refocus and dream all over again.



After interviewing 15 of the country’s top motivational speakers, Michael Jefferys put together a list of 8 success secrets. These 8 “secrets” are: 1. Take 100 percent responsibility for your life. 2. Live your life “on purpose.” 3. Be willing to pay the price for your dreams. 4. Stay focused. 5. Become an expert in your field. 6. Write out a plan for achieving your goals. 7. Never give up. 8. Don’t delay. I believe that our 2013 Champions know and live each of these 8 secrets to success.

Agent SGA Mark Neilson Altig-Orlovic Preeti Sahgal Josh Chalom Erez Shabtay Altig-Orlovic Amy Shui Giglione-Ackerman Curt Snow Jatoft-Foti Arthur Westergren Williams-Zophin

Agent Max Quasem Lily Tchen Erez Shabtay Roghie Hassan Loo Ryan Kendl Mike Sukhbaatar Katie Massart Ruben Soberanes Ronald Rivera Bruce Tan Dustin Dunbar Richard Luzaich Amy Shui

SGA Qual Cohen-Cohen 29 Cohen-Cohen 18 Altig-Orlovic 9 Josh Chalom 8 Altig-Orlovic 8 Christine Judge 8 Altig-Orlovic 7 Jatoft-Foti 7 Cohen-Cohen 5 Altig-Orlovic 5 Altig-Orlovic 4 Altig-Orlovic 4 Giglione-Ackerman 4

Agent Alex Gonzales Jesusdieu Portilus Lora Beronja Bernadette Casciato Jennifer Holliday Jeffrey Pearce Sonia Ramirez Joseph Sarasin Christine Weatherspoon PR Rep Ken Altizer Chuck Hill David Blaisdell

SGA Qual Jatoft-Foti 3 Williams-Zophin 2 Chris Hernandez 1 Simon Arias 1 Jeff Thiel 1 Steve Friedlander 1 Steve Friedlander 1 Surace-Smith 1 Chad Panzer 1 Director Qual Tami Williams 8 Jason Beckman 3 Beth Farm 4

Agent Robert Ulreich Max Quasem Alan Sedaghat Herivelto Pereira Lily Tchen Mike Sukhbaatar Eugene Kashkin Erez Shabtay Samson Adelufosi Mark Bleier Ross Ewen Ryan Kendl Brock Lampee Bruce Tan Lora Beronja Richard Carter Richard Luzaich Katie Massart Kelly McDonald Ronald Rivera Amy Shui Steven Stensrud Tevita Tupouniua Dustin Dunbar Brian Gilmore Jennifer Holliday Mark Neilson

SGA Qual Jatoft-Foti 11 Cohen-Cohen 10 Altig-Orlovic 9 Jatoft-Foti 8 Cohen-Cohen 8 Christine Judge 7 Altig-Orlovic 6 Altig-Orlovic 5 Giglione-Ackerman 4 Chris Hernandez 4 Scott Rehberg 4 Altig-Orlovic 4 Brandon Cooley 4 Altig-Orlovic 4 Chris Hernandez 3 Altig-Orlovic 3 Altig-Orlovic 3 Altig-Orlovic 3 Altig-Orlovic 3 Cohen-Cohen 3 Giglione-Ackerman 3 Altig-Orlovic 3 Steve Friedlander 3 Altig-Orlovic 2 Simon Arias 2 Jeffery Thiel 2 Altig-Orlovic 2

Agent SGA Qual Jeffrey Pearce Steve Friedlander 2 Robert Simmen Bob Olson 2 Daniel Toshner Altig-Orlovic 2 Christine Weatherspoon Chad Panzer 2 James Aalders Imran Satti 1 Raymond Angeles Altig-Orlovic 1 Brent Bowling Surace-Smith 1 David Chen Simon Arias 1 Sean Grant Bob Olson 1 Daniel Hanson Chad Deley 1 Todd Homer Oldham-Bianchi 1 Peter Hudousek Brian Traboulay 1 Thomas King Altig-Orlovic 1 Jesusdieu Portilus Williams-Zophin 1 David Ramirez Jatoft-Foti 1 Sonia Ramirez Steve Friedlander 1 Denis Snyder Simon Arias 1 Ruben Soberanes Jatoft-Foti 1 Ifeanyi Ufondu Alex Roland 1 Christopher Williams Simon Arias 1 PR Rep Director Qual Malka Arony Beth Farm 9 Ken Altizer Michelle Baxter 5 Robin Andrade Denise Gilbert 5 Chuck Hill Susan Fuldauer 4 Darrell Dorey Debbie Enstedt 1

Congratulations to our Champions. May they continue to be our champions and may you join their ranks!

I Believe

Spotlight February 2014

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Vision

LEADERSHIP ACADEMY Martin Groves Vice President of Field Operations

Leadership 101 Kicks off 2014 Training Opps Eighty-six SAs and newly appointed GAs visited the McKinney Conference Center January 27-29 for the first Leadership Academy session of 2014.

Being a WINNER

Vice President of Field Operations Steve Kafkis led the information-packed session that featured members of AIL’s management team as well as Agency leaders David Ackerman, Chris Lussier and Theo Pappas.

It is exciting to see the list of winners who will receive their awards at this year’s Convention in San Francisco. It is also great to see just how many people qualified to be at convention. They are all “WINNERS” at our Company.

Day One focused on various aspects of recruiting, including how to use social media for maximum results and strategies for personal recruiting. The emphasis on Day Two was leadership and accountability. Day Three’s presentations addressed how to assemble and grow an effective team.

What makes these people so unique? Overcoming Obstacles Many successful people at not only overcome obstacles easily, they don’t even see some of the challenges as obstacles at all. What they do see is an unlimited opportunity, and they are willing to do whatever it takes to be successful. This relentless attitude and determination can also be more powerful than years of education, gaining diplomas, degrees and PHDs. Watch someone overcome obstacles easily in their early tenure at AIL/NILICO/UHL and you could be looking at an up-and-coming star! Overcoming obstacles easily is a key indicator!

Your next opportunity to attend Leadership Academy will be Leadership 301 (Top Gun) March 17-19. If you’re interested, talk to your SGA to see if you qualify and how to register.

Our Opportunity Unlimited is as true today as it was the day Bernard Rapoport founded the Company, perhaps even more so because of the years of incredible relationships we have founded with the many Unions, Associations and Credit Unions. What is their WHY? It’s great to ask new and tenured agents what their “WHY” is. When talking about motivation in a career, I have always been surprised at the variety of answers to this question. Invariably it will boil down to earnings potential but it has been many reasons through my years in the insurance industry.

“Leadership and learning are indispensable to each other. ” — John F. Kennedy

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I Believe

For further inspiration, visit www.ailacademy.com

• Everyone NEEDS and thrives on recognition apart from money. They believe they will be recognized as the best.

• They want to make a certain level of income because they want to be more giving to charities and philanthropic interests. • They NEED to make a certain level of income due to health issues in the family such as cancer, treatments, etc. • Someone may want to prove a point to a family member that they can become more successful than another. (One guy I asked just wanted to show his father that he could earn more in a year than his father ever did!) The “WHY” can be a great focal point for any leader to use as motivation for someone’s career path. In some cases, the “natural born winners” have a work ethic much higher than anyone else, so it’s natural that they would rise to the top. When looking at the habits of WINNERS, you will typically see 5 main traits rise to the top every time. 1. They have a goal. Convention is a great goal to aim for. Not many people get to travel to the great destinations we offer, and not only themselves but a loved one, or significant other. 2. They have a reason. Having a goal in mind is only one part of the story. WINNERS have a reason behind their goals. They know their purpose behind achieving their goals. It may be the competition in the agency that is the driving force. Recognition and the prestige of winning is infectious in our agencies and being a “Top Performer” ranks high in the reason to win! 3. They have support. It is easy to give up on your goals unless you have support. Winners normally associate themselves with likeminded people or agents in their agency. Our top performers surround themselves with other WINNERS especially from their agency. Therefore, the support group gets stronger and stronger. In our business we have a great many people assisting us to be successful and the top performers will usually have a driving force behind them. 4. They spend their time wisely. Time is a precious resource when you are in a winning mindset. Our WINNERS have to dedicate themselves and structure their time wisely to meet their weekly and monthly objectives. You will not find many of our Top Performers who waste time on things that do not contribute something to meeting their goals. 5. They NEVER give up. It’s hard to win the first time out. Winners normally win fast, then fail, then win again. Winning is exciting, becomes habit forming and knowing you are on target each week and each month to win the prize creates the desire to never give up on your goals. Winning isn’t everything, but the will to win is everything. — Vince Lombardi Great job, everyone, and I look forward to seeing you all in San Francisco.

I Believe

Spotlight February 2014

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Guidance

Mike Sheets Vice President Field Laptop Development

ITALY - CROATIA - SLOVENIA

Find Your Purpose

CURRENT CONTEST LEADERS STATE GENERAL AGENTS

Cat I & II

Name Qtr 2&3 Net ALP Contest Net ALP % Growth Theodore Pappas $1,212,060 $805,082 66.42 Steve Friedlander 1,580,051 985,030 62.34 Giglione-Ackerman 954,501 486,587 50.98

Codes

Cat III-V

David Hausman Laura Fisher Sabrina Lloyd

$377,873 363,070 1,086,949

$253,308 236,182 644,817

Cat VI-VIII

Brian Traboulay Jeremy Welch Desi Dimitrova

$198,597 137,437 133,979

56 34 43

Cat SU & RKE Chris Lussier Mitch Duplantis Christine Judge

$130,274 125,670 102,558

52 25 24

67.04 65.05 59.32

MANAGING AGENTS

PERSONAL PRODUCERS

PUBLIC RELATIONS

RGA

Name Codes Contest Net ALP Robert Janev 121 $642,848 Thomas Vena 123 584,792

MGA

Ofa Tupouniua Matthew Parks Marian Sertler Zachary Hart

Name Ryan Kendl Jonni Ng Mark Neilson Erez Shabtay Dustin Dunbar Bruce Tan Alan Sedaghat Max Quasem Bernadette Casciato Roghie Hassan Loo Joseph Kennedy Michael van Delft Katie Massart Ruben Soberanes Sean Grant

Name Cat I & II Brenda Di Somma Fran Christie Lacy Martin

26 42 39 36

$374,118 283,821 261,283 244,273

SA & GA Moli Kaufusi 12 $227,203 Alex Torruella 14 138,956 Robert Schneiderman 10 96,243 Emmanuel Villasenor 10 92,849 Shayne Guinn 11 90,067 Laaina Havea 5 84,471

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I Believe

Contest Net ALP $145,039 118,030 111,813 107,405 94,923 91,679 90,008 85,505 84,880 83,955 79,698 77,737 70,047 66,475 65,614

Cat III & IV

Ken Altizer Sandra Knapp Laurie Gruber

Name PR Manager Daryl Barnett

Cards 10,683 5,689 4,841 9,336 6,093 3,202

% Growth 208

Note: Contractual minimums apply at all levels of qualification and will be part of all formal announcements. See full qualifications at www.ailife.com/arc & www.nilife.com/arc

Without a true purpose and a true passion for fulfilling that purpose, even the greatest actions and ideas will fade. Purpose is what drives us. It’s what wakes us up early when we are tired, keeps us up late when we are feeling done, and keeps us moving when we feel like we can’t go anything further.

with appreciation for you and the job you did protecting that family member. They probably won’t know you, and you’ll probably never meet them, but you significantly impacted that family for the better. You are a life changer. A generation changer. Don’t ever forget it or short change yourself.

Purpose is the true fuel to a fire.

The names on your daily schedule sheet are a list of lives you can impact, and families you can help and change. Have you ever heard a story of a family on hard times and felt compelled to give and help them? It would be nice to just show up with a six-figure check and give it to someone you care about who needs help, but that’s not always easy to do. However, when you walk into a home, that’s exactly what you are doing. You’re walking into one of the worst moments in that family’s history with a check; you’re just doing it in advance.

As I’m writing this, the Winter Olympics are being held in Russia. It’s amazing to watch what many of these athletes are capable of. Their physical performance and endurance is top notch. It’s also amazing to see how ordinary they really are — not ordinary in a negative sense, like boring or not special — but ordinary in the sense that they are, for the most part, just people you see every day doing amazing things. They look like people we know. They come from areas like where we are from. They often have careers outside of competing in their sport. But these ordinary people are now competing in front of the world for the highest achievement in their game. What drove them past that point which stopped so many others in their path? Purpose. The same is here at AIL and NILICO. Purpose will drive you to long-term success. Purpose will push through what could otherwise be challenges. Purpose will keep you focused on the end goal, not the immediate challenge. Finding your purpose and feeding it daily is crucial. For me, you can find purpose from two places. First, purpose comes from your client’s homes. What you do really does matter. There is going to come a time in someone’s life, maybe 30 or 40 years from now, where they are going to be overwhelmed

The second purpose comes from your home. Whatever level of success you’re striving to achieve, keep it with you in the field. The success you can bring to your own home, family, and name is a strong and driving purpose. In this company, you don’t just leave a legacy for the families you serve, you have the ability to leave a lasting legacy for your family for generations to come. When you leave your house in the morning, you are withdrawing time from your family, time you will never get back. Use that time to get the biggest return possible. The actions you take in your work, not the amount of time you’re physically at work, create your return. Two extra phone calls, a few more door knocks, booking an appointment from the house, all the great ideas you’ve heard won’t take any extra time from you. But they will give you a bigger return on your investment. Whatever it is, find your purpose. It will fuel you to levels of success you haven’t even dreamed of yet.

I Believe

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CONVENTION James Aalders David Ackerman Justin Adams Samson Adelufosi Soraya Ahmed Lesina Ah Sue Benjamin Ainscough Adeyemi Akinade Reynolds Akuamoa Alix Albright Jordan Albright Larry Alexander Mike Allen Erin Allen Brian Allt Toetu Alosio Ken Altizer Pamela Altman Pascal Amar Robin Andrade Raymond Angeles Collins Appiah Julie Aprahamian Christine Araujo Carlos Arballo Simon Arias Malka Arony Muhammed Ashraf Liliana Avila Ala Awad Ibrahim Bah Darrell Ballard Richard Barbour Alma Barriga-Gonzalez Daniel Bauer Michelle Baxter Daniel Bean Kade Beck Jason Beckman Charles Belt Patrick Bendure Steven Bensinger Andre Bent Litia Bentley Jay Bentley Beau Bequette Polyna Berlin Lora Beronja Denise Berrios Ryan Bisanz Andrew Bishop Mark Bleier Carmella Strond-Blitch Joshua Bloomquist Elias Boles

18 Spotlight February 2014

Brent Bowling Jason Bratin Mike Bray Benjamin Brooks Everton Brooks Gary Brown Monica Brown Anthony Brutto Samuel Buckwalter Timothy Bugge London Burnett Michael Burningham Carl Carlberg Richard Carter Jose Carvajal Bernadette Casciato Jordan Chalom Josh Chalom Devon Chapman Rita Charles Shela Charlot Mario Chavez David Chen Yihao Chen Christpher Chovanec Fran Christie Drew Clanin Timothy Clark Cindy Cleary Michael Clemente John Cochrane Sam Cohen John Conard Matthew Conrad Maren Conway Randall Cook Joshua Cosentino Britton Costa Gretchen Crady Justin Crawford Patrick Cremeans Pauline Cresswell Michelle Crowe Timothy Cruise Andrew Culver Erica Dalager Travis Daniels Mark Danner Arie Davis Christa Davis Scott Davis Niurka de Armas-Duran Cara Defiore James DePetro Elifranc Deus I Believe

Angela DeVivo Tere Diamond Gian-Paolo Diberardo Annemarie Diola Maria Diringer Brenda Di Somma Matthew Diulus Darrell Dorey Sarah Dulany-Gring Dustin Dunbar Dustin Dunlap Robert Dunn Aaron Dupras Harold Durana Regina Duval Vivian Dwyer Christopher Earle Eric Ebbitt Ronal Esmon Ross Ewen Lucky Faaitiiti Beth Farm Bilal Farsakh Jamie Faulkner Danny Favreau Sokol Fazliu Ryan Feehan Herman Fennell Charles Ferrari Anita Ferris Magda Figueiredo Alon Fischer Laura Fisher Liam Flaherty Matt Flores Scott Florin Charley Forshee Mavrick Fredericks Danie Frenette Bryan Froneyberger Mark Gagliardi Tony Geer Bo Gentile Justin Germany Michael Gerstein Larry Giddens Stephen Giddens Eric Giglione Susan Gilbert Denise Gilbert Amandeep Gill Brian Gilmore Todd Glazer James Golden Violetta Goldman

David Gonzales Alexandra Graham Gregory Graham Alex Grakhov Ricardo Grandt Sean Grant Kenneth Greer Jenna Grula Brett Gryska Lisa Guay Jorge Guerra Anna Guido-Rohrer Shayne Guinn Harpree Gujral David Guzman Darron Hacker Katalina Halaunga Ryan Hall Corey Hallam Daniel Hanson I-Perfection Harris Zachary Hart DeAnthony Hartman Daniel Hartwig Omar Hashimi Roghie Hassan Loo Kelly Hassert David Hausman Solomone Havea Laaina Havea Miriam Heaton Corey Helly Hal Herman Chris Hernandez Karrie Hibbard Eric Hidy Blake Higuchi Mark Hileman Stephen Hill Chuck Hill Amanda Hogan Jennifer Holliday Even Holzhauer Todd Homer Carley Hosley Amanda Hubbard Tiare Hubbard Adam Huck Peter Hudousek Brian Hutchings Daniel Hwang Arnold Iacoviello Sione Ika Henry Ingraham Kevin Ishikane

Melinda Jacobs Samy Jacques Robert Janev Marko Jankovic Roosevelt Jeanty Dean Jensen Benjamin Jerome Stephen Jeung Kyle Johnson Michael Joseph Stephen Jubrey Bryan Juskiw George Kamel Bradley Kampmeier Robert Kanaan Ratu Kani Eugene Kashkin Avi Kauderer Moli Kaufusi James Keefer Meaghan Kehl Jack Keiderling Paul Kelly Ryan Kendl Joey Kennedy Christopher Kennedy Mir Khan Katherine Kidder Thomas King Steven King Jonathan Kitzmiller Fran Kolos Kasali Kotun Mahadai Kryshundayal Mark Kukielski Elaine Kulawiak Sathnarine Kumar Casey Kunash Peter Kwiatkowski Holly Lacey Chris LaFond Dan LaFontaine Aaron Lagier George Lahamedjian Brock Lampee Toriano Landaubogan Ryan Landmark Michael Laramie Corey LaVigne John Leggio Mynor Lemus Tracy Lepore Melne Lewis Daniel Li Lamar Livingston

Sabrina Lloyd Mark Lomonaco Nicholas Lorence Melissa Losk Larry Lozano Chris Lussier Richard Luzaich Melinda-Rae Lyse Shahab Mahdavinejad Alipate Makaui Mele Makaui Sefo Makaui Michael Mandella Brandon Marshall Jesse 0 Martin Lacy Martin Lisa Martin Angel Martinez Katie Massart Sione Maumau Jonathan Maust Trevor Mayer Amie McCracken Kelly McDonald Christopher McFoy Stuart McKenzie Kristina McLain Igor Melcharek Michael Messmer Christina Meyer Jensen Millar Heather Miller Jeffrey Miller Amanda Mlinaz Mohammed Moalawi Cherie Mohn Marie Monterogonzalez Scott Montgomery

Levar Morgan Patti Morgan Stefani Morrow Miranda Mortensen Erin Moyer Raphael Musto Kareem Mutia William Myatt John Napiza John Nasti Vakhtang Nazaryan Eric Neal Dan Nebraski Mark Neilson Orett Nelson Jonni Ng Ian Noble George Noujaim Stephanie Novel Oleg Novitchii Fritznel Octave Joshua Olin Robert Olivaresroby Duni Olusegun Ryan O’Malley Laurie Onasch Zach Otto Lafi Papalii Emmanouil Paragiou Dominic Park Glaister Parke Matthew Parks William Parmeter Lineti Pasikala Hirenkumar Patel Byron Paz Jeffrey Pearce Carmela Pellen

Victoria Perea Herivelto Pereira Matt Pflueger Polina Philbin Tina Phongsavath Travis Picklesimer Steven Pirrello Troy Plummer Jesusdieu Portilus Shelby Poston Yadollah Pourjalali Ernest Powell Philip Prata Janelle Price Samneang Prom Aaron Quade Nasr Quadri Syed Quadri Max Quasem Harvey Quinn Melissa Quintal Humberto Quintero David Ramirez Maria Ramirez Sonia Ramirez Rakesh Ramkarran Harrynarine Ramoutar Ruben Recinos Alaine Reed Scott Remmey Ronald Rennich Elizabeth Reyer-Corley Antonio Reyes Patrick Rieger Raymond Risucci Ronald Rivera Edwin Rodriguez Tiffany Roland

Michael Romeo Rati Ropiha Ileana Rosas Alex Rozotto Brian Ryan Doreen Ryan-Foti Jason Ryen Nelson Saladen Atta Saleh Marc Salvaggi Louie Sanchez Steve Sanchez Nicole Sanders Enrique Sandoval Jessica Santamarina Ruben Santillana Joaquin Santos Joseph Sarasin Hector Sartori Billy Sauers Anthony Sava David Schanuel Sherry Schick Kyle Schimizzi Cynthia Schneiderman Robert Schneiderman Melanie Schnipke Brian Schreiter Ellen Schultz Michael Schumacher Alexander Schwartz Nicholas Scordos Alan Sedaghat Andrzej Sertler Marian Sertler Albert Serur Richard Sewell Michael Shaba

Erez Shabtay Amy Shui Steven Sibelman Robert Simmen Jamal Simmons Tibor Simon Cynthia Sittig Melanie Smith Lawerence Smith Beth Snow Curt Snow Denis Snyder Ruben Soberanes Natalie Soboleva Maria Soliz Mario Soljan Wendy Sotelo Randolph Souliers Heather Southern Judy Spade Clinton Spaeth Rona Pileggi Spano John Sparby Donald Spohn Christina Stableford Patrick Stenglein Steven Stensrud Anne Strayer Craig Strompf Michael Stuver Mike Sukhbaatar Marianne Sullivan Brandon Summerton Bobby Szwaja Bruce Tan Soonalote Taogaga Alfred Taren Helen Taylor

Lily Tchen Brandon Teter Randy Teyssier Jennifer Theriault Anthony Theriault Jason Theriot Krista Thieme Eric Thompson Samvel Tigranyan Ritia Tokahere Alex Torruella Daniel Toshner Cody Toth Brian Traboulay Michael Tribbitt Dawn Trudden Rosita Tumpap Hehenga Tupouniua Tevita Tupouniua Ofa Tupouniua Mina Tupu Matt Turnquist Ifeanyi Ufondu Alfred Uipa Robert Ulreich Sandra Underwood Sarah Vacheresse Michael van Delft Gregory VanSuch Michael Vasu Vatapuia Vavau Ransey Vazquez Thomas Vena Bruce Viaje Ryan Vopat Andrew Wagner Natalie Wagner Al-Karim Walji

Kevin Wally Nicholas Walsh Daniel Walton David Watkins Dwayne Watson Christine Weatherspoon Bradley Weigand Roger Weisman Bryon Welch Sara Welch Nicole Wells Brian Welsh Ashley Wenning Scott Wheeler Richard Whyte Marisa Willgruber Christopher Williams Soncya Williams Tamara Williams Kascey Williamson Sally Wilson Ryan Wilson Timothy Wilson Craig Winkelman Jamie Winters David Wix Anthony Wright Stuart Xu Craig Yarborough Jennifer Young Milica Zivkovic Brian Zuzick

LIST CURRENT AS OF PRINTING

2014 QUALIFIERS

In a way, Mark Neilson’s rise to AIL’s #1 Individual Producer for 2013 was an inevitable product of his environment at the Altig-Orlovic Agency. Surrounding oneself with excellence the likes of last year’s #1 Individual Producer Alan Sedaghat, $2 million producer Tim Cruise and vying neck-in-neck with friend and rival Ryan Kendl helped bring out the best in Mark. Mark was also a man with a plan… a very specific plan. “I wrote out my plan for the entire year on my calendar. I knew exactly where I’d be, what I’d be doing every single week.” Laying out a solid plan and executing it is not a new concept to Mark, whose same careful planning and focus propelled him to break the all-time single month ALP record in October of 2012.

INDIVIDUAL PRODUCER OF THE YEAR 2013

MARK 20 Spotlight February 2014

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“ We’ve

been proud of Mark for so long in the way he conducts himself on a daily basis, the way he leads by example, and of course for breaking the all-time monthly production record with over $95,000 ALP a little over a year ago. We are especially proud of Mark this year for achieving the pinnacle of success — #1 Producer in the world! Mark is a leader of leaders, he is smart, poised, and Mark is a man of high integrity.

I FELT LIKE I COULD DO IT AND WANTED TO PROVE IT.





Contracted 3/4/09 MGA 9/23/09 RGA 4/26/10 Founders Club 10/12 Presidents Club 2012 & 2013 2013 Net ALP $346,861

Despite his record-breaking month, Mark finished the year in the #11 spot. He was “frustrated and decided I needed to be more consistent in 2013.” It wasn’t all smooth sailing, though. He calls 2013 a “weird year,” in which he “lost a bit of focus.” Fortunately, Mark had started the year strongly and in the last quarter was able to recover, refocus, recommit and rally. When asked how he stays motivated, Mark admits that it was originally the money that drove him. These days, he says it’s more about recognition and meeting his own expectations. Mark says he also finds it helpful that fiancée Miranda Mortensen, herself an American Incomer, is very supportive.

She worked with him in 2013 and met her own goal of qualifying for Convention in San Francisco. We offer our heartiest congratulations on your achievement, Mark. See you onstage in San Francisco! Mark has sound advice for those aspiring to the elite ranks of top producers: • Plan ahead for the entire year. Take into account vacations, birthdays, holidays, etc. — those times that you know won’t be as productive. Keep in mind that there will always be unexpected circumstances that may cause you to get off track, so… • Start BIG. Plan on the 1st Quarter being HUGE. This gets your momentum going and sets you up to expect to see yourself at the top. This is not only self-motivating, but can also help you when those unexpected circumstances occur when you don’t meet the production goals you have set for yourself. “It’s a lot easier to start big than to have to play catch-up later.”

 Mark is a textbook example of taking a talented individual and surrounding them with the best in the business. RGA Nick Lorence recruited and initially trained Mark in Utah. Ryan Kendl invested a lot of time into developing Mark’s early potential and is so proud. Plus, Mark was coached by the $2 million man himself, Tim Cruise.  In the four years Mark has been with the Company, his impact has been huge. He was right by Nick Lorence’s side in training agents in Utah, then in Northern California, and again in Washington. For someone who is #1 in the world for personal results, Mark’s true legacy is his on-going commitment to investing in the development of agents all over the Company. This year, his passion ignited a fire through the whole organization, ultimately leading to 7 of the top 10 being from Altig-Orlovic.  On behalf of the entire organization, thank you, Mark, for all you do and congratulations on this tremendous achievement. We know the best is yet to come.”

—Rick Altig & Ilija Orlovic

NEILSON • Don’t get discouraged. Stay motivated.

AWARD 3 1 20WINNERS TOP PRODUCERS

1. Mark Neilson

NET ALP: $346,861 RTN: 81.2 SGA: Altig-Orlovic 2. RYAN KENDL

SUPERVISING AGENTS

1. Moli Kaufusi

FIRST 6 MO: $434,796 RTN: 76.3 SGA: Steve Friedlander

NET ALP: $294,388 RTN: 82.7 SGA: Altig-Orlovic

GENERAL AGENTS

1. Alex Torruella

FIRST 6 MO: $678,643 RTN: 72.7 SGA: Sabrina Lloyd 2. MARC SALVAGGI FIRST 6 MO: $612,944 RTN: 81.3 SGA: Surace-Smith

3. DUSTIN DUNBAR

3. DAVID GUZMAN

MASTER GENERAL AGENTS

REGIONAL GENERAL AGENTS

PR CATEGORY I

PR CATEGORY II

PR CATEGORY III

1. Ofa Tupouniua

1. Thomas Vena

1. Malka Arony

1. Robin Andrade

1. David Blaisdell

FIRST 6 MO: $1,424,442 RTN: 75.6 SGA: Surace-Smith

FIRST 6 MO: $3,327,513 RTN: 75.0 SGA: Surace-Smith

CARDS: 33,628 Susan Fuldauer

CARDS: 13,189 Patti Morgan

CARDS: 13,079 Steve Friedlander

FIRST 6 MO: $1,517,682 FIRST 6 MO: $4,086,744 RTN: 71.3 RTN: 72.6 SGA: Steve Friedlander SGA: Simon Arias 2. MATTHEW PARKS 2. PATRICK BENDURE

FIRST 6 MO: $566,866 RTN: 69.0 SGA: Surace-Smith

FIRST 6 MO: $1,377,825 RTN: 74.1 SGA: Surace-Smith

4. KATIE MASSART

4. DANIEL WALTON

4. MATTHEW DIULUS

5. SIONE MAUMAU

5. MARIAN SERTLER

FIRST 6 MO: $439,289 RTN: 77.1 SGA: Surace-Smith

5. ROGHIE HASSAN LOO NET ALP: $232,598 RTN: 76.5 SGA: Josh Chalom

FIRST 6 MO: $431,947 RTN: 75.0 SGA: Steve Friedlander

CARDS: 27,145 Denise Gilbert 2. LACY MARTIN

CARDS: 14,715 Beth Farm 2. MARIO SOLJAN

MOST CARDS GENERATED

1. Ken Altizer

1. Malka Arony

CARDS: 29,654 Michelle Baxter 2. DARRELL DOREY

CARDS: 34,306 Beth Farm

PR MANAGER

1. Judy Spade

CARD GROWTH: 27,428 Michelle Baxter 2. JAY BENTLEY CARD GROWTH: 14,020 Patti Morgan

CARDS: 17,198 Debbie Enstedt

3. CHRISTA DAVIS

CARD GROWTH: 13,639 Patti Morgan

3. ZACHARY HART

NET ALP: $249,229 RTN: 87.4 SGA: Altig-Orlovic NET ALP: $233,960 RTN: 92.3 SGA: Altig-Orlovic

CARDS: 34,306 Beth Farm 2. CHUCK HILL

PR CATEGORY IV

FIRST 6 MO: $1,012,795 RTN: 69.7 SGA: Simon Arias FIRST 6 MO: $925,372 RTN: 70.5 SGA: Sabrina Lloyd

6. JONNI NG

NET ALP: $220,217 RTN: 79.7 SGA: Altig-Orlovic

SGA CATEGORY I

SGA CATEGORY II

1. Simon Arias

1. Giglione-Ackerman

SGA CATEGORY III

SGA CATEGORY IV

1. Chris Hernandez

1. Sabrina Lloyd

SGA CATEGORY V

SGA CATEGORY VII

START-UP

SALES DIRECTOR

1. Philip Prata

1. Tiffany Roland

1. Chris Lussier

1. Martin Groves

PR DIRECTOR

7. MAX QUASEM

NET ALP: $218,925 RTN: 84.8 SGA: Cohen-Cohen

8. EREZ SHABTAY NET ALP: $212,052 RTN: 95.1 SGA: Altig-Orlovic

9. BRUCE TAN

NET ALP: $207,037 RTN: 83.0 SGA: Altig-Orlovic

10. MIKE SUKHBAATAR NET ALP: $195,643 RTN: 88.9 SGA: Christine Judge

22 Spotlight February 2014

102.2% PERF FACTOR RTN: 73.6

I Believe

121% PERF FACTOR RTN: 74.7

140.5% PERF FACTOR 216.9% PERF FACTOR RTN: 78.1 RTN: 72.3

133.1% PERF FACTOR 131.8% PERF FACTOR RTN: 70.8 RTN: 74.5

136.5% F6 OBJ RTN: 71.2

10.7% growth

I Believe

1. Patti Morgan

CARD GROWTH: 40,715

Spotlight February 2014

23

1. Ryan Kendl

2. Joey Kennedy

Santa Rosa, CA

Nashville, TN

3. Bruce Tan

Honolulu, HI

4. Max Quasem

Los Angeles, CA

5. Daniel Li

Minneapolis, MN

6. Victor Zavaleta

Schaumburg, IL

IceBreaker

7. Karen Bustamante

Pittsburgh, PA

8. Mark Lomonaco

Boise, ID

13. Brent Bowling

14. Jonni Ng

Cleveland, OH

Renton, WA

9. Ruben Soberanes San Jose, CA

15. Erez Shabtay

Memphis, TN

10. Michael van Delft

Halifax, NS

16. Ellen Schultz

Rochester, NY

11. Kimberly Spinelli-Young

12. Amy Shui

Eatontown, NJ

17. Dustin Dunbar

Sioux Falls, SD

Eatontown, NJ

18. Lora Beronja

Menomonee Falls, WI

IceBreakers 19. Zakary Paladino

Flushing, NY

20. Timothy Cruise Las Vegas, NV

IceBreaker

Keith Cameron

Pittsburgh, PA $15,109 Net ALP Randy Teyssier MGA Simon Arias SGA

24

IceBreaker

Dennis McHugh

Pittsburgh, PA $14,511 Net ALP James Keefer MGA Simon Arias SGA

IceBreaker

Lorenzo Ruelas

Phoenix, AZ $11,994 Net ALP Brandon Cooley SGA

An IceBreaker is a Producer who made his/her first sale in the last 2 calendar months. We will recognize all IceBreakers in the Top 20 Individual Producers list for the month, as well as the next Top 3 in this category.

Spotlight February 2014

I Believe

SGA

MGA

*1.

Ryan Kendl

Ashlynn Orng

Altig-Orlovic

*2.

Joey Kennedy

30,836

71.4

Ashlynn Orng

Altig-Orlovic

Christopher Clark

Altig-Orlovic

*3.

Bruce Tan

27,628

83.2

Christopher Clark

Altig-Orlovic

Cohen-Cohen

*4.

Max Quasem

25,442

83.9

Patrick Stenglein

Altig-Orlovic

*5.

Daniel Li

25,257

89

Patrick Stenglein

Altig-Orlovic

Marian Sertler

Sabrina Lloyd

*6.

Victor Zavaleta

22,672

100

Marian Sertler

Sabrina Lloyd

Simon Arias

*7.

Karen Bustamante

21,996

94

Antonio Reyes

Simon Arias

*8.

Mark Lomonaco

21,990

80.2

Richard Mansfield

Altig-Orlovic

*9.

Ruben Soberanes

20,874

80.7

Doreen Ryan-Foti

Jatoft-Foti

72.2

Muhammad Satti

Imran Satti

Ryan Kendl

2.

Joey Kennedy

30,836

71.4

3.

Bruce Tan

27,628

83.2

4.

Max Quasem

25,442

83.9

5.

Daniel Li

25,257

89

6.

Victor Zavaleta

22,672

100

7.

Karen Bustamante

21,996

94

Antonio Reyes

8.

Mark Lomonaco

21,990

80.2

Richard Mansfield

Altig-Orlovic

9.

Ruben Soberanes

20,874

80.7

Doreen Ryan-Foti

Jatoft-Foti

72.2

Muhammad Satti

Imran Satti

*10.

Michael van Delft

Mavrick Fredericks

Giglione-Ackerman

11. Kimberly Spinelli-Young

18,044

Giglione-Ackerman

12. Amy Shui

17,985

81.1

Retention

Altig-Orlovic

1.

$79,621

Net to Gross

Net ALP

Name

Rank

SGA

MGA

Retention

Net to Gross

YTD Production

Net ALP

Rank

Individual Producers

Name

January Production

Nicholas Lorence

$79,621

81.1

19,311

Nicholas Lorence

Altig-Orlovic

Cohen-Cohen

10.

Michael van Delft

19,311

11.

Kimberly Spinelli-Young

18,044

12.

Amy Shui

17,985

89.9

13.

Brent Bowling

17,966

85.2

Marc Salvaggi

Surace-Smith

13. Brent Bowling

17,966

85.2

Marc Salvaggi

Surace-Smith

14.

Jonni Ng

17,844

79.6

Hunter Houvener

Altig-Orlovic

14. Jonni Ng

17,844

79.6

Hunter Houvener

Altig-Orlovic

15.

Erez Shabtay

17,541

96.9

Cherri Xie

Altig-Orlovic

15. Erez Shabtay

17,541

96.9

Cherri Xie

Altig-Orlovic

16.

Ellen Schultz

17,053

73.6

Hal Herman

Oldham-Bianchi

16. Ellen Schultz

17,053

73.6

Hal Herman

17.

Dustin Dunbar

16,270

87.5

Altig-Orlovic

17. Dustin Dunbar

16,270

87.5

18.

Lora Beronja

16,223

88.7

Chris Hernandez

18. Lora Beronja

16,223

88.7

19.

Zakary Paladino

15,694

Theodore Pappas

19. Zakary Paladino

15,694

20.

Timothy Cruise

15,570

70.9

Altig-Orlovic

20. Timothy Cruise

15,570

70.9

Altig-Orlovic

21. Samson Adelufosi

15,482

85.1

Giglione-Ackerman

21. Samson Adelufosi

15,482

85.1

Giglione-Ackerman

22. Yolette Mompoint

15,448

74.0

23. Orett Nelson

15,391

78.5

24. Ryan Vopat

15,288

76.7

25. Michael Burningham

15,282

26. Patrick Donovan

15,259

27. Kasali Kotun

15,222

28. Keith Cameron

15,109

29. Adam Kahn

15,106

30. Marce Garbett

14,951

31. Justin Germany

14,856

32. Joachim Jean

14,762

92

96

Rebecca Klebsch Syed Quadri

92

Mavrick Fredericks 89.9

96

Giglione-Ackerman Giglione-Ackerman

Oldham-Bianchi Altig-Orlovic

Rebecca Klebsch Syed Quadri

Chris Hernandez Theodore Pappas

Williams-Zophin

22. Yolette Mompoint

15,448

74.0

Josh Chalom

23. Orett Nelson

15,391

78.5

Bradley Weigand

Surace-Smith

24. Ryan Vopat

15,288

76.7

Bradley Weigand

Surace-Smith

80.8

Richard Mansfield

Altig-Orlovic

25. Michael Burningham

15,282

80.8

Richard Mansfield

Altig-Orlovic

71.0

Ryan Stenglein

Altig-Orlovic

26. Patrick Donovan

15,259

71.0

Ryan Stenglein

Altig-Orlovic

15,222

Fritznel Octave

Williams-Zophin

27. Kasali Kotun

Randy Teyssier

Simon Arias

28. Keith Cameron

15,109

Doreen Ryan-Foti

Jatoft-Foti

29. Adam Kahn

15,106

73.7 88 74.4 94 97

33. Lleison Martinez

14,534

72.6

34. Jesse O Martin

14,514

84.5

35. Dennis McHugh

14,511

100

36. Alfred DeRose

14,299

99

37. Mike Allen

14,292

38. Joseph Quattrochi

14,266

39. Richard Luzaich

14,264

40. Corey LaVigne

13,879

74.4

David Hausman

30. Marce Garbett

14,951

31. Justin Germany

14,856

Ryan Hall

Laura Fisher

32. Joachim Jean

14,762

Cisco Perez

33. Lleison Martinez

14,534

72.6

John Sparby

Chris Hernandez

34. Jesse O Martin

14,514

84.5

James Keefer

Simon Arias

35. Dennis McHugh

14,511

100 99

94

Williams-Zophin Randy Teyssier

Simon Arias

Doreen Ryan-Foti

Jatoft-Foti

Souleymane Bah 69.0

97

Williams-Zophin Josh Chalom

73.7 88

Dan Rubio

Souleymane Bah 69.0

Fritznel Octave

David Hausman Dan Rubio

Ryan Hall

Laura Fisher

John Sparby

Chris Hernandez

James Keefer

Simon Arias

Cisco Perez

Simon Arias

36. Alfred DeRose

14,299

Travis Moody

37. Mike Allen

14,292

Peter McEnaney

Mitch Duplantis

38. Joseph Quattrochi

14,266

Peter McEnaney

Mitch Duplantis

96.8

Ryan Stenglein

Altig-Orlovic

39. Richard Luzaich

14,264

96.8

Ryan Stenglein

Altig-Orlovic

92.6

Kody Kramme

Eric Cochran

40. Corey LaVigne

13,879

92.6

Kody Kramme

Eric Cochran

Brian Welsh 84.9

98

Brian Welsh 84.9

98

Simon Arias Travis Moody

41. Latrevia Terrell

13,828

88

Brandon Teter

Matthew Hogan

41. Latrevia Terrell

13,828

88

Brandon Teter

Matthew Hogan

42. Iris Saavedra-Garcia

13,743

91

Paul Samra

Jatoft-Foti

42. Iris Saavedra-Garcia

13,743

91

Paul Samra

Jatoft-Foti

43. Giselle Guardia

13,718

96

Christopher Earle

Williams-Zophin

43. Giselle Guardia

13,718

96

Christopher Earle

Williams-Zophin

44. Thomas King

13,607

90.7

45. Craig Strompf

13,558

81.3

46. Donte Grant

13,550

83.7

Darrell Asbell Levar Morgan

Altig-Orlovic

44. Thomas King

13,607

90.7

Cindy Furer

45. Craig Strompf

13,558

81.3

Theodore Pappas

46. Donte Grant

13,550

83.7

Darrell Asbell

Altig-Orlovic Cindy Furer

Levar Morgan

Theodore Pappas

47. Bernadette Casciato

13,535

71.6

Brian Welsh

Simon Arias

47. Bernadette Casciato

13,535

71.6

Brian Welsh

Simon Arias

48. Joseph Hedborn

13,386

75.1

David Wang

Bob Olson

48. Joseph Hedborn

13,386

75.1

David Wang

Bob Olson

49. Hunter Houvener

13,170

76.3

Daniel Toshner

Altig-Orlovic

49. Hunter Houvener

13,170

76.3

Daniel Toshner

Altig-Orlovic

50. Anthony Sava

13,113

86.1

London Burnett

Surace-Smith

50. Anthony Sava

13,113

86.1

London Burnett

Surace-Smith

ALL TIME RECORD: MARK NEILSON $95,151 Net ALP

ALL TIME RECORD: ALAN SEDAGHAT $530,329 Net ALP

6. Alon Fischer

Flushing, NY

26

Spotlight February 2014

I Believe

Auckland, NZ

7. Brent Bowling

Cleveland, OH

Columbus, OH

8. Thomas McConnell Swansea, IL

Toledo, OH

9. Ibrahim Bah Blue Bell, PA

Cleveland, OH

10. Paulo Miranda

Burlington, MA

MGA

SGA

Retention

Net to Gross

Net ALP

1st Six Mo Agt

Name

Rank

SGA

Retention

Net to Gross

Net ALP

69.1

40,767

Simon Arias

2. Abdul Yusuff

37,898

40,767

Antonio Reyes

Simon Arias

97

Stephen Hill

Steve Friedlander

3. Lesina Ah Sue

37,656

36,434

97

Stephen Hill

Steve Friedlander

4. Nicole Wells

26,419

33,693

96

Joseph Geer

Surace-Smith

4. Nicole Wells

26,419

33,693

96

Joseph Geer

Surace-Smith

5. Hirenkumar Patel

24,522

25,203

94

Darron Hacker

Surace-Smith

5. Hirenkumar Patel

24,522

25,203

94

Darron Hacker

Surace-Smith

6. Moli Kaufusi

22,498

19,988

76.8 Ofa Tupouniua

Steve Friedlander

6. Moli Kaufusi

22,498

19,988

Ofa Tupouniua

Steve Friedlander

7. Liliana Avila

22,451

34,123

77.1

Steve Friedlander

7. Liliana Avila

22,451

34,123

Sara Welch

Steve Friedlander

8. Fran Kolos

22,004

31,141

92

Mavrick Fredericks Giglione-Ackerman

8. Fran Kolos

22,004

31,141

92

Mavrick Fredericks Giglione-Ackerman

9. Emilee Manthey

21,492

21,492

95

Ryan McIntosh

9. Emilee Manthey

21,492

21,492

95

Ryan McIntosh

Altig-Orlovic

19,960

18,487

93

Humberto Quintero Matt Henderson

19,960

18,487

93

Humberto Quintero

Matt Henderson

Sara Welch

Altig-Orlovic

10. Austin Bolz

76.8 77.1

ALL TIME RECORD: $286,210 1st Six Mo Agt

ALL TIME RECORD: $653,097 1st Six Mo Agt

ALL TIME RECORD: $286,210 Net ALP

ALL TIME RECORD: $959,675 Net ALP

SGA

$42,114

$45,457

70.1

Bobby Szwaja

Theodore Pappas

*1. John Leggio

$42,114

$45,457

70.1

Bobby Szwaja

Theodore Pappas

2. Sione Maumau

41,914

46,373

74.9

Ofa Tupouniua

Steve Friedlander

*2. Sione Maumau

41,914

46,373

74.9

Ofa Tupouniua

Steve Friedlander

3. David Guzman

38,846

53,598

69.3

Zachary Hart

Surace-Smith

*3. David Guzman

38,846

53,598

69.3

Zachary Hart

Surace-Smith

4. Ashley Wenning

38,736

51,190

5. Nicholas Scordos

37,461

55,403

6. Alon Fischer

37,093

53,685

75.3 98 70.8

SGA

MGA

Retention

Rank

MGA

Retention

YTD Production Net to Gross

Name

Rank Flushing, NY

5. Nicholas Scordos

Sabrina Lloyd

36,434

1. John Leggio

4. Ashley Wenning

Cynthia Schneiderman

37,656

General Agents

3. David Guzman

74.7

37,898

January Production

2. Sione Maumau

$63,151

3. Lesina Ah Sue

10. Austin Bolz

1. John Leggio

$47,153

Net to Gross

Cincinnati, OH

69.1 Antonio Reyes

*1. Robert Schneiderman

Net ALP

Cleveland, OH

5. Hirenkumar Patel

Sabrina Lloyd

1st Six Mo Agt

Auckland, NZ

4. Nicole Wells

Cynthia Schneiderman

Name

Pittsburgh, PA

3. Lesina Ah Sue

74.7

2. Abdul Yusuff

Net ALP

Bettendorf, IA

2. Abdul Yusuff

$63,151

1st Six Mo Agt

1. Robert Schneiderman

$47,153

MGA

1. Robert Schneiderman

YTD Production 1st Six Mo Agt

Rank

Supervising Agents

Name

January Production

Daniel Hartwig

Surace-Smith

*4. Ashley Wenning

38,736

51,190

Matthew Parks

Surace-Smith

*5. Nicholas Scordos

37,461

55,403

Bobby Szwaja

Theodore Pappas

37,093

53,685

6. Alon Fischer

75.3 98 70.8

Daniel Hartwig

Surace-Smith

Matthew Parks

Surace-Smith

Bobby Szwaja

Theodore Pappas

7. Brent Bowling

37,002

60,602

97

Marc Salvaggi

Surace-Smith

7. Brent Bowling

37,002

60,602

97

Marc Salvaggi

Surace-Smith

8. Thomas McConnell

36,201

38,894

95

Mark Kukielski

Eric Neal

8. Thomas McConnell

36,201

38,894

95

Mark Kukielski

Eric Neal

9. Ibrahim Bah

36,197

40,030

88

Souleymane Bah

David Hausman

9. Ibrahim Bah

36,197

40,030

88

Souleymane Bah David Hausman

10. Paulo Miranda

35,649

40,011

95

Jose Carvajal

Laura Fisher

10. Paulo Miranda

35,649

40,011

95

Jose Carvajal

Laura Fisher

11. Charles Ferrari

34,800

58,254

Randy Teyssier

Simon Arias

11. Charles Ferrari

34,800

58,254

Randy Teyssier

Simon Arias

12. Aaron Haynes

34,487

51,872

13. Calvin Irving

34,376

34,335

14. Gregory Graham

33,940

43,592

15. Ruben Santillana

33,472

49,132

16. Enrique Sandoval

30,180

29,959

17. Jorge Guerra

28,877

37,456

18. Gary Gottlieb

28,857

33,389

19. Jeremiah Wiskeman

28,643

36,944

20. Gian-Paolo Diberardo

28,146

41,410

69.3 71.4 98 69.8 76.5 94 70.7 89.5 86 72.3

Antonio Reyes

Simon Arias

12. Aaron Haynes

34,487

51,872

Levar Morgan

Theodore Pappas

13. Calvin Irving

34,376

34,335

14. Gregory Graham

33,940

43,592

Alexandra Graham Jason Bratin Sara Welch

Steve Friedlander

15. Ruben Santillana

33,472

49,132

Marian Sertler

Sabrina Lloyd

16. Enrique Sandoval

30,180

29,959

Evan Holzhauer

Giglione-Ackerman

17. Jorge Guerra

28,877

37,456

Mark Kukielski

Eric Neal

18. Gary Gottlieb

28,857

33,389

Michelle Crowe

Simon Arias

19. Jeremiah Wiskeman

28,643

36,944

Krista Thieme

Brandon Cooley

20. Gian-Paolo Diberardo

28,146

41,410

69.3 71.4 98 69.8 76.5 94 70.7 89.5 86

ALL TIME RECORD: $441,104 1st Six Mo Agt

ALL TIME RECORD: $1,468,394 1st Six Mo Agt

ALL TIME RECORD: $624,474 Net ALP

ALL TIME RECORD: $2,262,883 Net ALP

72.3

Antonio Reyes

Simon Arias

Levar Morgan

Theodore Pappas

Alexandra Graham Jason Bratin Sara Welch

Steve Friedlander

Marian Sertler

Sabrina Lloyd

Evan Holzhauer

Giglione-Ackerman

Mark Kukielski

Eric Neal

Michelle Crowe

Simon Arias

Krista Thieme

Brandon Cooley

I Believe

Spotlight February 2014

27

70.8

Sabrina Lloyd

*4. Marian Sertler

5. Stephen Hill

77,396

117,215

73.1

Steve Friedlander

*5. Stephen Hill

6. Cynthia Schneiderman

73,330

90,988

78.9

Sabrina Lloyd

6. Cynthia Schneiderman

7. Mark Kukielski

71,209

81,056

78.9

Eric Neal

7. Mark Kukielski

8. Alex Torruella

61,883

80,623

75.5

Sabrina Lloyd

9. Levar Morgan

59,397

85,766

71.4

Theodore Pappas

10. Atta Saleh

58,849

107,525

71.7

Theodore Pappas

11. Daniel Hartwig

56,284

98,498

75.1

Surace-Smith

12. Zach Otto

55,853

63,656

77.8

Sabrina Lloyd

12. Zach Otto

55,853

63,656

77.8

Sabrina Lloyd

13. Marisa Willgruber

53,442

101,180

71.0

David Hausman

13. Marisa Willgruber

53,442

101,180

71.0

David Hausman

14. Antonio Reyes

53,195

84,043

70.4

Simon Arias

14. Antonio Reyes

53,195

84,043

70.4

Simon Arias

15. Ryan Hall

52,773

77,232

69.6

Laura Fisher

15. Ryan Hall

52,773

77,232

69.6

Laura Fisher

16. Mavrick Fredericks

52,623

72,341

70.7

Giglione-Ackerman

16. Mavrick Fredericks

52,623

72,341

70.7

Giglione-Ackerman

17. Ryan Bisanz

51,741

79,229

77.5

Brian Traboulay

17. Ryan Bisanz

51,741

79,229

77.5

Brian Traboulay

18. Corey Hallam

50,110

66,787

71.5

Giglione-Ackerman

18. Corey Hallam

50,110

66,787

71.5

Giglione-Ackerman

19. Jordan Chalom

50,002

115,295

75.2

Josh Chalom

19. Jordan Chalom

50,002

115,295

75.2

Josh Chalom

20. Syed Quadri

49,702

78,165

74.2

Theodore Pappas

20. Syed Quadri

49,702

78,165

74.2

Theodore Pappas

Columbus, OH

Spotlight February 2014

I Believe

Rank

74.4

Surace-Smith

110,606

73.5

Theodore Pappas

86,600

114,299

70.8

Sabrina Lloyd

77,396

117,215

73.1

Steve Friedlander

73,330

90,988

78.9

Sabrina Lloyd

71,209

81,056

78.9

Eric Neal

8. Alex Torruella

61,883

80,623

75.5

Sabrina Lloyd

9. Levar Morgan

59,397

85,766

71.4

Theodore Pappas

10. Atta Saleh

58,849

107,525

71.7

Theodore Pappas

11. Daniel Hartwig

56,284

98,498

75.1

Surace-Smith

ALL TIME RECORD: STEPHEN HILL $2,476,896 1st Six Mo Agt ALL TIME RECORD: $4,468,285 Net ALP

3. Justin Adams

Pittsburgh, PA

4. Levar Morgan

Flushing, NY

5. Michael Vasu

Cleveland, OH

SGA

Retention

Name

Rank

SGA

Name

YTD Production

Retention

January Production

1.

Robert Janev

$227,189

$289,618

72.8

Sabrina Lloyd

*1.

Robert Janev

$227,189

$289,618

72.8

Sabrina Lloyd

2.

Patrick Bendure

225,461

433,947

75.3

Surace-Smith

*2.

Patrick Bendure

225,461

433,947

75.3

Surace-Smith

3.

Justin Adams

216,524

383,468

72.4

Simon Arias

Justin Adams

216,524

383,468

72.4

Simon Arias

4.

Levar Morgan

195,964

270,672

73.4

Theodore Pappas

4.

Levar Morgan

195,964

270,672

73.4

Theodore Pappas

5.

Michael Vasu

182,180

314,453

75.2

Surace-Smith

5.

Michael Vasu

182,180

314,453

75.2

Surace-Smith

6.

Matthew Parks

158,470

264,928

75.7

Surace-Smith

6.

Matthew Parks

158,470

264,928

75.7

Surace-Smith

3.

7.

Thomas Vena

157,261

355,746

72.2

Simon Arias

7.

Thomas Vena

157,261

355,746

72.2

Simon Arias

8.

Brian Schreiter

132,149

161,108

71.0

Joseph Diecedue

8.

Brian Schreiter

132,149

161,108

71.0

Joseph Diecedue

9.

Brett Gryska

129,975

361,979

70.8

Oldham-Bianchi

9.

Brett Gryska

129,975

361,979

70.8

Oldham-Bianchi

Samuel Cohen

115,004

248,433

71.2

David Hausman

10.

Samuel Cohen

115,004

248,433

71.2

David Hausman

10.

28

192,787

88,117

ALL TIME RECORD: $723,872 Net ALP

Rank Schaumburg, IL

2. Patrick Bendure

90,107

ALL TIME RECORD: $438,277 1st Six Mo Agt

Regional General Agents

1. Robert Janev

*2. Zachary Hart *3. Bobby Szwaja

Net to Gross

Flushing, NY

Surace-Smith

$137,037

Net ALP

Flushing, NY

10. Atta Saleh

75.5

$90,110

1st Six Mo Agt

Schaumburg, IL

9. Levar Morgan

Auckland, NZ

Net to Gross

Swansea, IL

8. Alex Torruella

Schaumburg, IL

5. Stephen Hill

4. Marian Sertler

Net ALP

Schaumburg, IL

7. Mark Kukielski

Flushing, NY

4. Marian Sertler

88,117

SGA

114,299

90,107

3. Bobby Szwaja

*1. Matthew Parks

Retention

86,600

2. Zachary Hart

1st Six Mo Agt

6. Cynthia Schneiderman

Columbus, OH

3. Bobby Szwaja

Net to Gross

Theodore Pappas

$137,037

Net ALP

Surace-Smith

73.5

Rank Cleveland, OH

2. Zachary Hart

1st Six Mo Agt

SGA

74.4

110,606

$90,110

Name

Retention

192,787

Net ALP

Surace-Smith

Name

75.5

1. Matthew Parks

1. Matthew Parks

Net to Gross

Master General Agents

YTD Production 1st Six Mo Agt

January Production

ALL TIME RECORD: $980,159 1st Six Mo Agt

ALL TIME RECORD: $5,230,627 1st Six Mo Agt

ALL TIME RECORD: $1,435,508 Net ALP

ALL TIME RECORD: $8,242,209 Net ALP

I Believe

Spotlight February 2014

29

Spotlight February 2014

I Believe

% Net ALP Growth

$260,000

90.6

75.7

166.3

III

Brandon Cooley

69.0

$160,111

$186,200

86.0

17.5

103.5

Richard Correa

73.5

156,562

173,200

90.4

11.4

101.8

Name

David Hausman

$117,569

$138,500

84.9

74.5

159.4

Joseph Diecedue

71.4

132,150

138,500

95.4

24.0

119.4

V

Laura Fisher

72.7

$102,415

$112,500

91.0

19.1

110.1

VI

Eric Neal

76.1

$69,487

$83,000

83.7

38.5

122.2

VII

Brian Traboulay

77.9

$76,520

$78,000

98.1

28.8

126.9

IX

Christine Judge

75.0

$43,542

$52,000

83.7

23.5

107.2

IV

91

(% Net ALP Growth + % 1st 6mo Obj}

% of 1st Six Mo Obj

Performance Factor

1st Six Mo Agt

$235,684

1st Six Mo Obj

Retention

Net to Gross

72.8

Category

Sabrina Lloyd

Christine Judge

CATEGORY IX

% Net ALP Growth

Theodore Pappas

73.5

$352,269

$303,100

116.2

58.2

174.4

II

Sabrina Lloyd

72.8

$235,684

$260,000

90.6

75.7

166.3

III

Brandon Cooley

69.0

$160,111

$186,200

86.0

17.5

103.5

Richard Correa

73.5

156,562

173,200

90.4

11.4

101.8

$117,569

$138,500

84.9

74.5

159.4

David Hausman

IV

91

(% Net ALP Growth + % 1st 6mo Obj}

% of 1st Six Mo Obj

Performance Factor

1st Six Mo Agt

I

1st Six Mo Obj

Retention

Net to Gross

CATEGORY IV

Joseph Diecedue

71.4

132,150

138,500

95.4

24.0

119.4

V

Laura Fisher

72.7

$102,415

$112,500

91.0

19.1

110.1

VI

Eric Neal

76.1

$69,487

$83,000

83.7

38.5

122.2

VII

Brian Traboulay

77.9

$76,520

$78,000

98.1

28.8

126.9

IX

Christine Judge

75.0

$43,542

$52,000

83.7

23.5

107.2

Jared Cleckner

Mitch Duplantis

82

$56,409

Jason Bratin

92

Stephen Jubrey

89

54,567

Jason Bratin

92

54,567

42,178

Stephen Jubrey

89

42,178

Start-Up Jared Cleckner

91

$25,184

Start-Up Jared Cleckner

91

$25,184

Rookie

I Believe

Net ALP

$56,409

Retention

Net to Gross

82

Category

Mitch Duplantis

Rookie

Name

Net ALP $25,184

Rookie and Start Up SGAs must be in this category for a minimum of 6 months to compete for YTD awards. Only the top 3 Rookie and Start Up SGAs in each category with a minimum of $25K of production are listed.

30

II

David Hausman

January

Net ALP $56,409

174.4

YTD

Mitch Duplantis

CATEGORY VII

58.2

Net ALP

CATEGORY VI

Brian Traboulay

116.2

Retention

Top Rookie

CATEGORY V

Eric Neal

Top Start-Up

Laura Fisher

$303,100

Net to Gross

CATEGORY III

$352,269

Name

CATEGORY II

73.5

Name

Brandon Cooley

YTD

CATEGORY I

Sabrina Lloyd

Theodore Pappas

Category

Theodore Pappas

I

Category

January

State General Agents

Spotlight recognizes State General Agents in Categories I-VIII with minimum 10% growth and 80% of First Six Month Net ALP Objective; SGAs with less than 12 months tenure in CAT I-VIII will be ranked with 100% of objective or above and are not eligible for YTD awards; and the top Net ALP Producer in both the Start-Up and Rookie Categories. YTD Winners for Categories I-VIII will be recognized at Convention by adding both their YTD Growth % and their YTD F6 Net ALP Obj and the YTD Spotlight number may not necessarily reflect that computation. SGAs
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